Manage Cards

Tie Your Debit Card to a Digital Account

If you have a joint checking account or more than one INB debit card, you may not be able to turn all of your cards off and on. To have that ability, you need to tie individual debit cards to your online account. Follow the steps outlined in this video.

You Can Change Your PIN Anytime

If your debit card is tied to your account, you’ll see the last four digits of your card number inside of digital banking. Tap the number. 

• Once you tap on your account number, you’ll then see a number of options including “Security>Change PIN.” Tap this section.
• Next, type in your new 4‐digit PIN. Confirm the change by typing the same number in the “Re‐Enter” box. Finally, hit “Change PIN.”

What Next?

• As an added level of security, you’ll be asked to enter a code to verify the change. You choose how to get the code: via text or email.
  
  Almost immediately, you should see the code come through on your phone as a text message or via email. Copy that number from your message, and paste it into the “passcode” box on your screen.

That's it. You should now start using your new PIN.

Turn Your Debit Card Off and On Automatically

You can enable your card to turn off and back on on a schedule. To do this, go to "Manage Cards" inside of digital banking. 

• You'll see your card and a big, red "Turn Card Off" notice. Choose the carrot to the right of the screen. 
• You'll see the "Turn Card Off" notice again.  Don't click it! Just scroll to the bottom of the screen and look for the word "scheduling."
• Turn on the "Enable Automatic On/Off." 
• You'll then be prompted to set up a schedule. For example, if you never use your card after 10 p.m or before 7 a.m., you can schedule your card to turn off from 10 p.m. to 7 a.m. each day.

You Can Manage Your Card Limit

Most INB debit cards have a daily limit of $3,000. We set limits to protect you in the event your card is compromised.

But maybe you’d like to use your card to pay for a big auto repair or to upgrade your appliances. You can! You simply increase your limit for a short period of time using your INB digital account. Here’s how:

How to do it:

• To increase your limit, sign into your digital bank. Select “Manage Cards” from the main menu.
• In “My Cards,” choose the card you’d like to increase the limit on. Then choose “Request Temporary Spending Limit Increase.”
• You’ll then see a message asking you to confirm this option. Hit “Confirm” at the bottom of your screen.

What Next?

You’ll then have 30 minutes to spend at the new, temporary level. The level will be the lesser of $10,000 or your current balance. After 30 minutes, your spending limit will revert back to the lower level.