Mortgages for New and Existing Homeowners

Owning a home is an accomplishment of a lifetime! But getting a mortgage loan comes with a lot of questions, fears, and anxiety. 

INB offers mortgages that come with the simplicity of digital tools combined with the expertise, experience, and personal touch of our lending staff. 

Your mortgage process is customized with all of your financial needs and future goals in mind. The mortgage experts at INB mortgage want to help you through the journey of homeownership. 

First-Time Homebuyer?



This includes the different types of mortgages, such as a fixed-rate mortgage, loan terms available to you, payment amounts, and understanding how your credit score can impact the life of your mortgage loan. Our loan officers can point you to loan options such as FHA loans that can help.

  • If you're buying a home for the first time, you may be eligible for our Downpayment Plus Program. In this program, you can receive up to $6,000 to help with your down payment or other home-related costs. Learn more about the DPP program

 


Longtime Homeowner?


  • Already have a mortgage? Our Help for Homeowners page offers resources on mortgage assistance, home equity loans and much more.

Need Help with your Mortgage payment?

If you are struggling with your mortgage payment, we may be able to help.  Please contact us at 1-877-771-2316 or get started with the links below.

 

To start the pre-qualification process, choose a mortgage lender in your area and begin the online application:


Springfield and surrounding areas

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Peoria

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Bloomington

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Champaign

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INB NMLS #477621